54-year-old Couple Wants to Retire in 10 Years with $12,000 per month

(don’t forget to checkout the video of this case study)

💾 be sure to save for later 💾

⭐️ Here are the details ⭐️

✅ Krista & Paul are 54

✅ They want to retire with $12,000/month of retirement income in 10 years

✅ They currently have no guaranteed income other than social security

✅ They have a $270k variable universal life policy that has lost a lot in the market

✅ They have $936k in retirement accounts (401k’s, IRA’s, etc)

✅ They have $57k in cash

✅ They will get $6,100/month from social security

⭐️ Guaranteed Income Strategy ⭐️

✅ $758k will roll into an income annuity to maximize income in 10 years

✅ That will generate a guaranteed $14,149/month (with social security)

✅ They will still have approximately $1.5M in retirement to use as more of a flexible income source (which is just as important as guaranteed income)

⭐️ Tax-free Wealth Transfer Strategy ⭐️

✅ We will replace the variable universal life with an indexed universal life policy

✅ This will be a $270k 1035 (tax-free exchange) into a new policy

✅ They will continue paying $1,200/month premiums they were paying into the new IUL

✅ They will then take their $2,149 of unneeded fixed income & also add that to the IUL

⭐️ Income + Tax-Free Wealth Transfer Results ⭐️

✅ $14,149/month of guaranteed income + $4–5M of tax-free wealth they can transfer directly to their girls without any lawyers, court costs, or hold ups.

Let’s chat 💬😎