64-year-old Woman Wants to Split Her Money Between Guaranteed Income & Risk-free Growth

(don’t forget to checkout the video of this blog too)

⭐️ Here are the details ⭐️

✅ Maggie is 64

✅ She has a pension that will provide $2,500 of monthly retirement income at age 65

✅ She will take social security of $2,800/month at 65

✅ She has $650,000 in her 401k

✅ She also has $250,000 in savings

✅ She wants to designate 50% of her money to guaranteed income

✅ She wants 50% of her money to participate in the market with NO RISK

⭐️ $450,000 Income Strategy ⭐️

✅ $450,000 will generate an additional $3,052/month of guaranteed, lifetime income

⭐️ $450,000 Risk-free, Indexed Growth Strategy (10-year) ⭐️

✅ Worst Case Scenario: 4.18% annual return with a final value of $677,650 after 10 years

✅ Best Case Scenario: 9.28% annual return with a final value of $1,092,985 after 10 years

✅ Most likely Scenario: Approximate value of $885,317 after 10 years (with NO MARKET RISK)

⭐️ Results at retirement ⭐️

Maggie’s Retirement at 65 includes $8,352/month of guaranteed income + Approximately $885k remaining at age 75

⭐️ Important to Note ⭐️

✅ Both annuities have a death benefit, so Maggie’s is still protected if she passes away early

✅ Maggie can spend every last dollar she has without EVER running out of money under this scenario

✅ She can use some of her assets + the income annuity to provide supplemental long-term care coverage

Let’s chat 💬😎