Guaranteed Income in Retirement Can Allow You to Invest Like a 30-year-old

(don’t forget to checkout the video of this blog too)

I talk frequently about leveraging an insurance company for your retirement income.

Not only does this insure that you will NEVER run out of money in retirement, and that you will be able to generate more retirement income with less money….

It will also allow you to invest a bit differently…

Many experts say that using the market to generate income requires a 50/50 mix of stocks & bonds.

This is not exactly a GROWTH strategy with your money.

This is more a preservation strategy….

But if you leverage income-paying abilities of an insurance company for guaranteed income not only can you generate MORE income with less money “locked up”, now you can choose to invest your remaining assets much more aggressively.

You see the investment strategy for generating income is VERY different than an investment strategy for GROWTH.

30 year olds that aren’t retiring for 30–35 years have their money invested very heavily in things that have much more potential for growth (like stocks & aggressive index funds).

That’s because they are 30–35 years away from needing income (so that can withstand more volatility).

More volatility typically leads to higher returns.

So, if you have income that is guaranteed for life, the remainder of your money truly can be invested on a much longer timeframe (20–30 years).

This is simply because you aren’t needing to generate income out of that “bucket” of money, so to speak, so you can allow the volatility to translate into more growth!

Let’s chat 💬😎