It’s Not Risky Wall Street Money OR [Contractually Guaranteed] Safe Money. It’s Both!

(don’t forget to checkout the video too)

In the decades leading up to retirement you want to heavily leverage the growth potential of the market.

There’s really no other place that can pretty much guarantee to double your money every 8 years over a 30-year period.

But that type of volatility isn’t the greatest way to provide guaranteed income for yourself in retirement.

It’s still an important piece of your financial plan though.

I like to think of money in two 2 different segments at retirement

✅ Bucket 1: You have your safe money that provides retirement income and is contractually guaranteed to grow at a fixed rate in retirement (this is your risk-free money)

✅ Bucket 2: Then you have your investments that can be exposed more to the market (this is money that is at-risk)

Taking on some risk in retirement gives you the potential for greater growth on some of your money 😏

But it’s not either/or….

It’s both‼️

The element of your portfolio that is generating income should NOT be tied to the rise and fall of the market.

But the rest of your money can be.

Your income needs to be fixed in retirement, therefore that element needs to have the volatility COMPLETELY removed.

Once this has been taken care of, you can be as aggressive as you would like with the rest of your money.

These 2 strategies work together SO WELL‼️

You allow 2 different financial sectors to do EXACTLY what they are each best at…

Giving you not only the maximum level of retirement income that you can never outlive, but also the greatest growth potential of your other assets.

Let’s chat 💬😎