Married Couple (59 & 62) Wants an Extra $5,000/month Guaranteed in 5 Years

(don’t forget to checkout the video of this case study)

⭐️ Here are the details ⭐️

✅ Mary is 59, Jacob is 62

✅ Between a pension & social security they have $4500/month

✅ They want an additional $5,000/month of guaranteed income

✅ They don’t want ANY money in the market (they are very risk-averse)

✅ Total Investment Assets = $950,000

✅ Will implement a long-term care plan with a future inheritance

⭐️ Income Supplementation Strategy ⭐️

✅ They will need to move $656,000 into a deferred income annuity to generate $5000/month in 5 years

✅ On day 1 this money will receive a 10% bonus ($65,600)

✅ It will grow at a guaranteed 8.25% per year until income is “turned on”

⭐️ Retirement ⭐️

✅ in 5 years they will collect the pension & social security income of $4500/month (which will be inflation-adjusted)

✅ in 5 years they will turn on the annuity income of $5,000/month

✅ Their remaining investments will be stored in high yield savings accounts, CDs, and MYGAs so there is NO market-risk

✅ They will pull as-needed from savings for deep sea fishing and winery tours

⭐️ 500k Legacy ⭐️

They have a joint life insurance policy that is paid off, and will provide $250,000 of tax-free money to each of their 2 kids when they pass 💕💕💕

Let’s chat 💬😎