49-year-old Single Woman with $800k Wants to Retire The Second She Turns 59–1/2

(don’t forget to checkout the video of this case study)

⭐️ Here are the details ⭐️

✅ Ashley is 49–1/2-years-old

✅ She wants to retire the day she turns 59–1/2

✅ She wants some money in the market and some with NO RISK of market loss

✅ She has $2200/month of guaranteed income coming from social security that she will take @ 62

✅ She wants to maximize retirement income with 60% of her retirement assets

✅ She has $400k in a Roth IRA

✅ She has $80k in traditional IRA (old 401k rollover)

✅ She has $320k in a non-qualified investment account

⭐️ The Growth Strategy (Non-qualified account) ⭐️

✅ She is going to invest very aggressively the $320k in her non-qualified account the next 10 years

✅ She also going to contribute an additional $25k/year to that investment account for the next 10 years

⭐️ The Growth Results ⭐️

✅ Assuming a 7% annual return she will have $988k

⭐️ The Income Strategy ⭐️

✅ Her $480k will immediately go into an income vehicle at age 49

✅ At 59–1/2 this will generate $4968/month of guaranteed, lifetime income

✅ She then takes 60% of her investment account to create MORE income

✅ 1 year after she turns 59–1/2 she will receive an additional $3,466/month of guaranteed, life time income

✅ The remaining 40% of her investment account will generate interest only of $1861/month for 10 years (she won’t touch the principal)

⭐️ The Results ⭐️

✅ At 59–1/2 she will have $6,829/month of guaranteed income + $395k in her investment account

✅ At 60–1/2 she will have $10,295/month of guaranteed income + $395k (for the next 9 years)

✅ At 62 her income will jump to $12,495/month for a few years

✅ At 69–1/2 she will continue with $11,390/month guaranteed FOREVER + she can spend as much of her $395k (plus the growth) as she would like for the rest of her life